If you've ever dreamed of driving a MINI - the kind that turns heads at every light, carves corners like a go-kart on rails, and delivers pure joy with every rev - then now's the perfect moment to turn that dream into your daily drive; and the best part is, you can do it in a way that's not just exciting but also financially sharp.

Through a MINI Novated Lease powered by SmartTM, if your employer approves, you can salary package your way to a smarter, more rewarding drive; not only do you unlock that iconic MINI energy, but you'll also enjoy a host of potential financial benefits that make every kilometre feel like a win:

From 1 October 2026, enjoy more value-added benefits when you lease a new or demonstrator MINI with a MINI Novated Lease powered by SmartTM;

  • An exceptional 6.99% p.a. lease rate
  • $0 Lease set up fees*
  • $0 Dealer origination fees*
  • Peace of mind with a Guaranteed Future Value handback option with MINI Flex

NOTE: SmartTM may charge fees for the salary packaging and novated leasing administration services.

A MINI Novated Lease powered by SmartTM may offer savings with;

  • The possibility of reducing your taxable income and paying for your MINI from your pre and post-tax salary (especially for the fully electric MINI range under the Luxury Car Tax threshold).
  • Potentially save on GST both in relation to the vehicle and running costs
  • The ability to roll your running costs - fuel, insurance, servicing, registration and more - into one simple monthly repayment with SmartTM, so your budget stays smooth and your experience stays premium

From the zippy MINI Convertible to the bold Countryman or the all-electric MINI, this offer applies across the full range; all you need to do is apply, and if approved, have your vehicle delivered between 1 October and 31 December 2026 on a lease term ranging from 36 to 60 months. Offer available exclusively on novated leases arranged at participating MINI Garages.

This is more than a finance offer - it's MINI thinking, maximised.

Is a MINI Novated Lease Powered by SmartTM an option for you?

Find out more here

Ready to pick your new MINI?

Find available stock on the MINI Stock Locator
Make your own MINI through the MINI Configurator

Fees, conditions and eligibility criteria apply.

With MINI Flex, when you return the vehicle to us, its value is locked in so your termination liability is not affected by fluctuations in value, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The Guaranteed Future Value is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and odometer cannot exceed 10,000km at contract commencement. Offer cannot be combined with other offers and may be changed or withdrawn at any time.

Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.